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The most widely known digital currency is called Bitcoin.J. need to make a minimum of 10 debit card purchases per month to get the best rates says Inna Kuts a marketing manager at the bank The transactions also must be signature-based versus purchases in which the consumer uses a personal identification number or PIN she says"It's a positive thing for the consumer because consumers who use a debit card don't need to purchase checks and they don't have to carry cash" Kuts saysAt York Traditions Bank consumers who use their debit cards at least 15 times per month receive an enhanced rate on their high-yield checking accounts Schaefer saysThe requirement allows account holders to save money on paper checks but it also increases the connection account holders have with their financial institution she says "It's more about continuing to build the relationship" Schaefer saysMake Automatic Deposits or DebitsMaking automatic deposits or debits is another requirement that encourages the customer to use their account often Schaefer says"With an enhanced interest rate we'd like to make sure the customer is using the account as their primary account And typically if a person has an automatic debit or credit coming out of their account it will be an account they'll be using on a regular basis" she explainsGenerally customers can meet this requirement by simply having their paychecks directly deposited into the account provided the account holder receives payment at least once during the monthly statement period Kuts saysFor customers who don't have a direct deposit setup with their employers many banks will allow an automated clearinghouse or ACH credit or debit such as a transfer from another account to meet eligibility requirements Kuts saysThis may be especially beneficial for commission salespeople entrepreneurs and others who don't receive a regular paycheck "Customers have a choice" Kuts says "They can either have a direct deposit or have an ACH"Access Online BankingMany banks require consumers to log in to their account and view it online at least once during the monthly statement period to earn the bonus rates of a high-yield checking account says Geoff Knapp vice president of online banking at Fiserv a financial services technology provider in Norcross GaFortunately for many bank customers this is their main method for interactionAn American Bankers Association survey in August 2011 found that 62% of consumers polled favored online banking The ABA's annual survey was released in September 2011; 2000 adults were surveyedAccording to a Fiserv survey of 3000 people in August 2011 more than 96 million households are connected to the Internet and 79 million of those households use online banking in some capacity Knapp saysMaintain a Certain Account BalanceAt Ally Bank interest checking account balances greater than $15000 earn more interest than lesser amounts without any debit transaction requirements says Ally Bank spokeswoman Beth CogginsThe customer's account balance at the end of the day determines the rate used to calculate interest earned Coggins says "The interest earned each day is then totaled and paid at the end of the monthly statement period" she saysWhile some banks pay more interest as the balance increases other banks have a cap on the amount in an account that will earn a higher rateAt York Traditions Bank consumers receive a bonus rate for balances up to $20000 and then earn a lower interest rate for amounts that exceed that figure Schaefer saysThis is done mainly because fewer transactions tend to be associated with higher balances and financial institutions encourage more transactions for their high-yield checking accounts she saysHowever customers shouldn't feel that this is a limit on their account she says "We have a lot of customers that keep balances in excess of $20000 and they receive a blended rate" Schaefer saysAccept Electronic StatementsTo get the best interest rates many banks will require consumers to ditch paper-based statements and sign up for statements onlineKuts says the benefit of this requirement is that customers can retrieve their financial data quickly "It's fast and free And of course it's eco-friendly" she saysAnd customers seem to be willing to engage in online banking Fiserv's Knapp says According to a recent Fiserv survey 54% of consumers already are receiving their statements online he saysIn addition to the environmental benefits of e-statements banks also are able to save money in reduced paper and postage costs and those savings eventually may reach the consumer in the form of better rates Provident Bank's Kuts says "It is a benefit to the customer as well as the bank" she saysConsumers who prefer paper statements still can download them to their personal computers she says In addition many institutions will provide online access to past statements for a year or more  wwwfoxbusinesscom/personal-finance/2012/07/19/five-common-requirements-high-yield-checking/ Quotes delayed at least 15 minutes Market Data provided by Interactive Data (Terms & Conditions) Powered and implemented by Interactive Data Managed Solutions Company fundamental data provided by Morningstar Earnings estimates data provided by Zacks Mutual fund and ETF data provided by Economic data provided by Econoday Dow Jones & Company Terms & Conditions This material may not be published broadcast rewritten or redistributed 2013 FOX News Network LLC All rights reserved 2012 Bankrate. Then Magister published?He wrote:The black hole in Ricca's personal history is the period he spent in Uruguay in Montevideo on the northern shore of the Rio de la Plata across from Buenos AiresRicca arrived at this nunciature in 1999 when the mandate of the nuncio Francesco De Nittis was coming to an end Previously he had served at the diplomatic missions of Congo Algeria Colombia and finally SwitzerlandHere in Bern he had met and become friends with a captain of the Swiss army Patrick Haari The two arrived in Uruguay together And Ricca asked that his friend be given a role and a residence in the nunciatureThe nuncio rejected the request But a few months later he retired and Ricca having become the charg?? d'affaires ??ad interim" until the appointment of the new nuncio assigned Haari a residence in the nunciature with a regular position and salaryAt the Vatican they let it go The substitute for general affairs in the secretariat of state at the time was Giovanni Battista Re a future cardinal he too originally from the diocese of BresciaThe intimacy of the relations between Ricca and Haari was so open as to scandalize numerous bishops priests and laity of that little South American country not last the sisters who attended to the nunciatureThe new nuncio Janusz Bolonek of Poland who arrived in Montevideo at the beginning of 2000 also found that ??m??nage?? intolerable immediately and informed the Vatican authorities about it insisting repeatedly to Haari that he should leave But to no use given his connections with RiccaIn early 2001 Ricca also got into a scrape over his reckless conduct One day having gone as on other occasions ? in spite of the warnings he had received ? to Bulevar Artigas to a meeting place for homosexuals he was beaten and had to call some priests to take him back to the nunciature with his face swollenIn August of 2001 another mishap In the middle of the night the elevator of the nunciature got stuck and in the early morning the firemen had to come They found trapped in the car together with Monsignor Ricca a young man who was identified by the police authoritiesNuncio Bolonek asked that Ricca be sent away from the nunciature and Haari fired immediately And he got the go-ahead from the secretary of state Cardinal Angelo SodanoRicca dragging his heels was transferred to the nunciature of Trinidad and Tobago where he remained until 2004 There as well he butted heads with the nuncio Finally to be called to the Vatican and removed from diplomatic service on the ground ?In Uruguay the facts reported above are known to dozens of persons: bishops priests sisters laypeople Without counting the civil authorities from security forces to fire protection Many of these persons have had direct experience of these facts at various momentsBut at the Vatican as well there are those who know about them The nuncio at the time Bolonek always expressed himself with severity with regard to Ricca in reporting to RomeAnd yet a blanket of public silence has covered until today these past episodes of the monsignorBut if the article was intended to force Francis's hand it didn't work To quote Moynihannce again the Pope was not moved He authorized Father Lombardi [his press officer] to deny the allegations saying that Magister's report was "not trustworthy" and he did not ask for Ricca's immediate resignationSo now the world is wondering: what is the truth? 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